Houston Texas Renters Insurance Coverage

There are, now, commercial considerations and to address this, the major carriers offer special rental insurance policies for landlords that are sometimes referred to as rental homes insurance.

A Houston Texas renters insurance policy can help protect your personal property from fire damage, theft, and vandalism while also providing liability protection for your visitors and guests. Given electronics, jewelry, clothing and more, research has shown the average renter owns $30,000 in personal property. (Actual values may vary throughout the U.S., and $30,000 is a rounded estimate of personal property value for a standard two-bedroom apartment.)

Your Houston Texas renters insurance policy typically includes :

Personal Property Protection

Covering the loss or damage of a renter's personal belongings usually on and, in most cases, off of your premises

Liability Protection

Providing legal representation and protection against judgments for covered events

Guest Medical Protection

generally covers medical costs for visitors injured at a renter's home

Reimbursed Living Expenses

Reimbursement for costs of temporary housing, should it be necessary

InsurTexas offers a variety of ways to save with Houston Texas renters insurance,  discounts for:

Monitored fire and burglar alarms

Local ultrasonic burglar alarms

Dead bolt locks on all exterior entryways

Fire extinguishers

Sprinkler systems

a Houston Texas Renters insurance policy combined with a Houston Texas auto insurance or other policies